Company profile
Viva Capital Funding
Public disclosure profile. This page does not rate, rank, endorse, or collect applications for Viva Capital Funding.
Limited public disclosure found. Official pages describe invoice factoring services and FAQ-level process details, but reviewed public pages do not disclose full pricing, advance-rate formula, recourse structure, or contract length.
Public data fields
Headquarters
El Paso, TX is publicly associated with the official About page. Verify current office details directly before relying on location.
Industries served
Invoice factoring services are publicly described for B2B businesses; specific industry coverage should be verified directly.
Recourse availability
Not publicly disclosed
Non-recourse availability
Not publicly disclosed
Fuel advance availability
Not publicly disclosed
Same-day funding claims
Funding timing is publicly discussed in FAQ materials; exact cutoff, approval, and verification rules should be confirmed directly.
Advance rate
Not publicly disclosed
Fees
Not publicly disclosed
Contract length
Not publicly disclosed
Publicly disclosed information
- Official pages identify Viva Capital Funding as an invoice factoring provider.
- Official About page provides company context and location reference.
- Official FAQ materials discuss factoring process topics including customer notice, reserve, and collection handling.
Not publicly disclosed
- Applicant-specific effective factoring fee and all add-on charges.
- Final advance rate for a particular customer, invoice, and debtor.
- Whether invoices are purchased with recourse, limited recourse, or non-recourse terms.
- Contract length, renewal, termination fee, and minimum-volume obligations.
- Complete chargeback triggers, reserve hold rules, concentration limits, and UCC filing scope.
Contract terms to verify
- Recourse, limited-recourse, or non-recourse structure and all repurchase triggers.
- Advance-rate formula, reserve percentage, fee period, and all additional charges.
- Reserve release timing after customer payment, including offsets and short-pay handling.
- Minimum monthly volume, monthly minimum fee, term length, renewal process, and notice deadline.
- UCC filing scope, lien release process, notice of assignment, lockbox, and collection control.
- Chargeback, dispute, concentration-limit, and debtor-credit-limit rules.
Questions to ask before signing
- Which contract section controls recourse and chargebacks?
- What exact fee schedule applies to my invoices and customer payment timing?
- How is reserve calculated and when is it released?
- Are there monthly minimums, termination fees, or renewal windows?
- How are customers notified and who controls collection communications?
- What UCC filing will be made and how is it terminated after payoff?
Source notes
- Public profile uses official Viva Capital Funding website, About, and FAQ pages.
- Pricing, recourse, advance-rate, and contract-length details require direct verification.
- No rating, review, approval claim, or provider endorsement is inferred from these sources.
Related reading
Sources
- Viva Capital Funding - Viva Capital Funding. Accessed 2026-05-19.
- Viva Capital Funding About - Viva Capital Funding. Accessed 2026-05-19.
- Viva Capital Funding FAQ - Viva Capital Funding. Accessed 2026-05-19.
Financial disclaimer. This page is educational only and is not financial, legal, tax, accounting, or credit advice. Factoring terms vary by provider and contract. Read the full disclaimer.