Company profile

Interstate Capital

Public disclosure profile. This page does not rate, rank, endorse, or collect applications for Interstate Capital.

Last checked 2026-05-19. Data confidence: low.

Official website

Public data fields

Publicly disclosed information

• Interstate Capital was acquired by Triumph Bancorp (now Triumph Financial). A public SEC filing and company announcement confirm this acquisition. The factoring portfolio was folded into Triumph Business Capital's operations.
• As of the sources reviewed, the Interstate Capital brand name may still appear in legacy marketing but the operating entity and product terms are now part of Triumph Business Capital. Customers should verify the current contracting entity before signing.
• Triumph Business Capital is a transportation-focused factoring provider with a significant share of the trucking and freight factoring market. Its current product terms are publicly disclosed at a higher level of detail than Interstate Capital's legacy materials.
• Historical Interstate Capital references described factoring for transportation and freight businesses. These historical descriptions may not reflect current product terms under the successor entity.
• A Triumph Financial SEC filing referencing the Interstate Capital acquisition is included in the sources for this profile. This is the highest-confidence public source for the acquisition fact.

Not publicly disclosed

• Current operating identity, product line, and whether terms are offered directly or through a successor.
• Applicant-specific effective factoring fee and all add-on charges.
• Final advance rate for a particular customer, invoice, and debtor.
• Contract length, renewal, termination fee, and minimum-volume obligations unless stated in the agreement.
• Complete recourse exceptions, chargeback triggers, reserve hold rules, and UCC filing scope.

Contract terms to verify

• Current operating identity and whether terms are offered directly or through a successor entity.
• Whether invoices are purchased with recourse, limited recourse, or non-recourse terms.
• Advance-rate formula, reserve percentage, fee accrual period, and all additional charges.
• Reserve release timing after customer payment, including offsets and short-pay handling.
• Minimum monthly volume, monthly minimum fee, term length, renewal process, and notice deadline.
• UCC filing scope, lien release process, notice of assignment, lockbox, and collection control.
• Chargeback, dispute, concentration-limit, and debtor-credit-limit rules.

Questions to ask before signing

• Is the current contracting entity Triumph Business Capital, Triumph Financial, or a separate legal entity using the Interstate Capital name?
• Which factoring agreement document governs the current program—Interstate Capital's or Triumph Business Capital's?
• What fee period and rate applies under the current program?
• Is the program recourse or non-recourse under the current operating entity's terms?
• What are the minimum volume, renewal, and termination terms under the current program?
• Who controls collections and customer communications, and which lockbox or account receives payment?
• What is the scope of the UCC financing statement and the process for lien release at program exit?

Source notes

• Profile draws on official legacy Interstate Capital website pages, a Triumph Financial SEC filing confirming the acquisition, and public company references.
• Key disclosure: Interstate Capital was acquired by Triumph Bancorp/Triumph Financial. The SEC filing is the authoritative source for this fact and should be reviewed by anyone considering a program under the Interstate Capital name.
• Legacy web pages and description may not reflect current terms under the successor entity. Direct verification with the contracting entity is essential.
• No rating, endorsement, or approval claim is inferred from any source used in this profile.