Company profile

Bluevine

Public disclosure profile. This page does not rate, rank, endorse, or collect applications for Bluevine.

Last checked 2026-05-19. Data confidence: low.

Official website

Public data fields

Publicly disclosed information

• Bluevine publicly announced the wind-down of its direct invoice factoring product. As of the sources reviewed, Bluevine no longer provides factoring directly and has referred customers to FundThrough as a factoring partner.
• Bluevine's current primary products are business banking (checking, savings) and a revolving line of credit. These are distinct products with different terms from any historical or partner factoring arrangement.
• Public partnership disclosures describe FundThrough as Bluevine's invoice factoring partner. Terms of any factoring through that partnership would be governed by FundThrough's agreements, not Bluevine's banking product terms.
• Bluevine is a fintech-backed business banking provider. Its customer agreement, fee schedule, and product terms for banking products are publicly available and differ from factoring agreement terms.

Not publicly disclosed

• Whether factoring is offered directly by Bluevine or through a third-party partner.
• Applicant-specific effective factoring fee and all add-on charges.
• Final advance rate for a particular customer, invoice, and debtor.
• Contract length, renewal, termination fee, and minimum-volume obligations.
• Complete recourse exceptions, chargeback triggers, reserve hold rules, and any financing statement scope.

Contract terms to verify

• Whether factoring is offered directly by Bluevine or through a third-party partner agreement.
• Whether invoices are purchased with recourse, limited recourse, or non-recourse terms.
• Advance-rate formula, reserve percentage, fee accrual period, and all additional charges.
• Reserve release timing after customer payment, including offsets and short-pay handling.
• Minimum monthly volume, monthly minimum fee, term length, renewal process, and notice deadline.
• Any financing statement scope, lien release process, notice of assignment, and collection control.
• Chargeback, dispute, concentration-limit, and debtor-credit-limit rules.

Questions to ask before signing

• Is Bluevine currently offering invoice factoring directly, or is this a referral to a third-party partner?
• If factoring is provided through FundThrough, which agreement governs the terms—Bluevine's or FundThrough's?
• Which contract section controls recourse and chargebacks in any factoring arrangement?
• What fee period applies if the customer pays late in any partner factoring product?
• Are there monthly minimums, early termination fees, or renewal windows in the partner factoring product?
• Who controls collections and customer communications under any notice of assignment?
• How is any UCC financing statement or lien released after the factoring relationship ends?
• Does Bluevine's banking line of credit interact with or restrict any factoring arrangement?

Source notes

• Profile draws on official Bluevine company pages and publicly referenced FundThrough partnership disclosures.
• Key disclosure: the factoring product previously offered by Bluevine was discontinued as a direct product. Any factoring inquiry should verify current product status before assuming historical descriptions apply.
• Banking product terms (checking, line of credit) are separate from any factoring arrangement and are not reviewed in this profile.
• No rating, endorsement, or approval claim is inferred from any source used in this profile.